{"id":4388,"date":"2022-11-27T12:35:54","date_gmt":"2022-11-27T04:35:54","guid":{"rendered":"https:\/\/\/?p=4388"},"modified":"2022-11-27T12:37:55","modified_gmt":"2022-11-27T04:37:55","slug":"%e6%a7%8d%e6%94%af%e5%92%8c%e5%bd%88%e8%97%a5%e7%9f%ad%e7%bc%ba%e5%b0%87%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf%e6%ba%96%e5%82%99%e8%80%85","status":"publish","type":"post","link":"https:\/\/\/%e6%a7%8d%e6%94%af%e5%92%8c%e5%bd%88%e8%97%a5%e7%9f%ad%e7%bc%ba%e5%b0%87%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf%e6%ba%96%e5%82%99%e8%80%85\/","title":{"rendered":"\u69cd\u652f\u548c\u5f48\u85e5\u77ed\u7f3a\u5c07\u5982\u4f55\u5f71\u97ff\u6e96\u5099\u8005"},"content":{"rendered":"\u90a3\u4e9b\u5e0c\u671b\u4fdd\u8b77\u81ea\u5df1\u7684\u8ca1\u7522\u514d\u65bc\u8cb6\u503c\u7684\u7cbe\u660e\u91d1\u878d\u5bb6\u2014\u2014\u4ed6\u5011\u73fe\u5728\u7684\u76ee\u6a19\u662f\u8cfc\u8cb7\u570b\u969b\u591a\u5e63\u7a2e\u8cec\u6236\u3001\u570b\u969b\u5c45\u7559\u6b0a\u548c\u7b2c\u4e8c\u8b77\u7167\u9805\u76ee\u2014\u2014\u6709\u4e86\u4e00\u500b\u65b0\u540d\u5b57\uff1a\u201c\u91d1\u878d\u6e96\u5099\u8005\u201d\u3002\u5728\u6700\u8fd1\u7684\u4e00\u7bc7\u6587\u7ae0\u201c\u6e96\u5099\u8005\u7684\u5d1b\u8d77\u201d\u4e2d\uff0c\u300a\u65b0\u805e\u5468\u520a\u300b\u5c07\u4ed6\u5011\u5b9a\u7fa9\u70ba\u201c\u2026\u2026\u6709\u5bb6\u6709\u5bb6\u7684\u666e\u901a\u4eba\u3002\u7136\u800c\uff0c\u5c31\u50cf\u4ed6\u5011\u4e4b\u524d\u7684\u5016\u5b58\u8005\u4e00\u6a23\uff0c\u4ed6\u5011\u6b63\u5728\u70ba\u6700\u53ef\u6015\u7684\u4e8b\u60c5\u505a\u6e96\u5099\u3002\u201d \u7136\u800c\uff0c\u4ed6\u5011\u4e26\u6c92\u6709\u5728\u5730\u7a96\u88e1\u6316\u7f50\u982d\u98df\u54c1\u548c\u9632\u6bd2\u9762\u5177\u3002\u73fe\u4ee3\u7d93\u6fdf\u6e96\u5099\u8005\u662f\u5148\u9032\u7684\u5168\u7403\u8ca8\u5e63\u7d44\u7e54\u8005\uff0c\u4ed6\u5011\u6b63\u5728\u5c0b\u627e\u96e2\u5cb8\u8ca1\u7522\u4fdd\u8b77\u7684\u79d8\u5bc6\u3002<br \/><br \/>\u4e00\u500b\u7db2\u7ad9\uff0cThe American Preppers Network\uff0c\u6bcf\u5929\u6709 5000 \u540d\u8a2a\u554f\u8005\u3002\u5b83\u7684\u6240\u6709\u8005\u6e6f\u59c6\u00b7\u99ac\u4e01\uff08Tom Martin\uff09\u89c0\u5bdf\u5230\uff0c\u201c\u5468\u570d\u6709\u5f88\u591a\u8b8a\u6578\u548c\u53ef\u80fd\u7684\u707d\u96e3\uff0c\u6210\u70ba\u4e00\u540d\u51c6\u5099\u8005\u53ea\u662f\u5c0d\u9019\u7a2e\u80fd\u529b\u7684\u4e00\u7a2e\u56de\u61c9\u3002\u201d \u5c0d\u65bc Prepper \u4f86\u8aaa\uff0c\u9019\u4e9b\u201c\u8b8a\u91cf\u548c\u53ef\u80fd\u7684\u707d\u96e3\u201d\u5305\u62ec\u5546\u696d\u623f\u5730\u7522\u5e02\u5834\u7684\u5d29\u6f70\u3001\u806f\u90a6\u653f\u5e9c\u570b\u6709\u5316\u6216\u64a5\u6b3e 401ks \u4ee5\u53ca IRA\uff08\u5967\u5df4\u99ac\u76ee\u524d\u6b63\u5728\u6697\u793a\u7684\u4e8b\u60c5\uff09\u3001\u6c92\u6709\u8cc7\u91d1\u7684\u4ee5\u53ca\u793e\u6703\u4fdd\u969c\u3001\u91ab\u7642\u4fdd\u96aa\u4ee5\u53ca\u5404\u7a2e\u5176\u4ed6\u7f8e\u570b\u653f\u5e9c\u8a08\u5283\u7684\u8868\u5916\u8cac\u4efb\uff0c\u4ee5\u53ca\u6578\u4e07\u5104\u7f8e\u5143\u7684\u5168\u65b0\u50b5\u52d9\uff0c\u7528\u65bc\u8d8a\u4f86\u8d8a\u591a\u7684\u6551\u52a9\u3002<br \/><br \/>\u6240\u6709\u9019\u4e00\u5207\u5c0d\u7d93\u6fdf\u6e96\u5099\u8005\u4f86\u8aaa\u53ea\u6709\u4e00\u500b\u5408\u7406\u7684\u7d50\u8ad6\uff1a\u7f8e\u5143\u8cb6\u503c\u8207\u9ec3\u91d1\u7b49\u786c\u73fe\u91d1\u76f8\u6bd4\u3002\u8d8a\u4f86\u8d8a\u591a\u7684\u4eba\u52a0\u5165\u4e86\u9019\u9805\u8ca8\u5e63\u6e96\u5099\u8b70\u6848\uff0c\u5805\u6301\u7531\u65bc\u91ab\u7642\u4fdd\u5065\u6cd5\u6848\u548c\u6709\u722d\u8b70\u7684 HIRE \u6cd5\u6848\u800c\u63d0\u51fa\u7684\u95dc\u65bc\u7ba1\u7406\u80fd\u529b\u7684\u660e\u986f\u554f\u984c\u3002\u6b63\u5982\u4e00\u4f4d\u6e96\u5099\u8005\u9817\u70ba\u8af7\u523a\u5730\u8aaa\uff0c\u201c\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u552f\u4e00\u78ba\u5b9a\u7684\u662f\u4f60\u53ef\u4ee5\u4fe1\u4efb\u4f60\u7684\u806f\u90a6\u653f\u5e9c\u3002\u201d<br \/><br \/>2008 \u5e74\u623f\u5730\u7522\u548c\u8b49\u5238\u4ea4\u6613\u6240\u5d29\u76e4\u6642\uff0c\u5931\u696d\u7387\u7ffb\u4e86\u4e00\u756a\u3002\u7136\u800c\uff0c\u7576\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\uff0c\u5373\u7d0d\u7a05\u4eba\uff0c\u7528\u5f9e\u4e2d\u570b\u4eba\u6216\u963f\u62c9\u4f2f\u4eba\u90a3\u88e1\u501f\u4f86\u7684\u6578\u4e07\u5104\u7f8e\u5143\u4f86\u62ef\u6551\u6642\uff0c\u9664\u4e86\u83ef\u723e\u8857\u7684\u5de8\u5927\u5229\u76ca\u5916\uff0c\u5931\u696d\u7387\u4ecd\u7136\u5728\u589e\u52a0\u3002\u5931\u696d\u7387\u5982\u6b64\u4e4b\u9ad8\u7684\u81ea\u7136\u7d50\u679c\u662f\u623f\u5c4b\u6b62\u8d16\u9810\u6e2c\u5275\u7d00\u9304\uff1a2010 \u5e74\u70ba 700 \u842c\uff0c\u662f 2009 \u5e74\u7684\u5169\u500d\u3002\u56e0\u70ba\u9019\u4e00\u5207\uff0c\u6211\u76f8\u4fe1\u65b0\u805e\u5468\u520a\u4e0a\u7684\u5e16\u5b50\u5be6\u969b\u4e0a\u4e0d\u61c9\u8a72\u8207\u70ba\u4ec0\u9ebc\u8d8a\u4f86\u8d8a\u591a\u7684\u4eba\u4f86\u662fPreppers\uff0c\u4f46\u662f\u70ba\u4ec0\u9ebc\u4efb\u4f55\u4eba\u90fd\u4e0d\u6703\uff01<br \/><br \/>\u7531\u65bc\u5927\u91cf\u623f\u5c4b\u672a\u552e\u51fa\uff0c\u6fb3\u5927\u5229\u4e9e\u7684 prepper \u4f9b\u61c9\u5546\u5728\u7f8e\u570b\u7684\u623f\u5730\u7522\u50f9\u683c\u4e0b\u964d\uff0c\u6beb\u7121\u7591\u554f\uff0c\u9664\u4e86\u5176\u4ed6\u4eba\u4e4b\u5916\uff0c\u4e00\u4e9b Preppers \u6b63\u5728\u5c0b\u6c42\u8cfc\u8cb7\u5168\u7403\u623f\u5730\u7522\uff0c\u9019\u7121\u7591\u662f\u81ea\u76f8\u77db\u76fe\u7684\u3002\u7136\u800c\uff0c\u7576\u4eba\u5011\u60f3\u5230\u5168\u7403\u623f\u5730\u7522\u4f5c\u70ba\u4e3b\u8981\u4f4f\u5b85\u3001\u5225\u5885\u6216\u6295\u8cc7\u7269\u696d\u7684\u597d\u8655\u6642\uff0c\u9019\u4e26\u4e0d\u5947\u602a\u3002\u7576\u60a8\u53ef\u4ee5\u5408\u6cd5\u5c45\u4f4f\u5728\u570b\u5916\u4e26\u4eab\u53d7\u6bcf\u5e74 90,000 \u7f8e\u5143\u7684\u514d\u7a05\u6536\u5165\u6642\uff0c\u70ba\u4ec0\u9ebc\u9084\u8981\u7559\u5728\u7d93\u5408\u7d44\u7e54\u570b\u5bb6\u4e26\u7e73\u7d0d\u9ad8\u984d\u7a05\u6b3e\uff1f<br \/><br \/>\u5728\u5df4\u62ff\u99ac\u548c\u4f2f\u5229\u8332\u7b49\u514d\u7a05\u6d77\u5916\u907f\u98a8\u6e2f\u7684\u5927\u591a\u6578\u8cfc\u8cb7\u8005\u90fd\u662f\u8ca0\u64d4\u904e\u91cd\u7684\u6b50\u6d32\u4eba\u548c\u7f8e\u570b\u4eba\uff0c\u4ed6\u5011\u5c0b\u6c42\u66f4\u6eab\u548c\u7684\u74b0\u5883\u3001\u6e1b\u7a05\u548c\u66f4\u9ad8\u7684\u751f\u6d3b\u8cea\u91cf\u3002\u96a8\u8457\u570b\u969b\u623f\u5730\u7522\u6700\u7d42\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u53d7\u6b61\u8fce\uff0c\u5be6\u969b\u4e0a\u5df2\u7d93\u5f62\u6210\u4e86\u5169\u500b\u56e0\u7d20\uff0c\u4f7f\u5176\u6210\u70ba\u4e00\u9805\u660e\u667a\u7684\u6295\u8cc7\u3002\u9996\u5148\u662f\uff0c\u7121\u8ad6\u5371\u6a5f\u5982\u4f55\uff0c\u5916\u570b\u9280\u884c\u90fd\u5c07\u5927\u91cf\u70ba\u9019\u4e9b\u5efa\u7bc9\u63d0\u4f9b\u8cc7\u91d1\u3002\u7b2c\u4e8c\u500b\u554f\u984c\u662f\uff0c\u96a8\u8457\u5ba2\u6236\u7684\u589e\u52a0\u4ee5\u53ca\u878d\u8cc7\u7684\u8907\u96dc\u6027\u964d\u4f4e\uff0c\u5728\u5177\u6709\u5546\u696d\u53cb\u597d\u6163\u4f8b\u7684\u570b\u5bb6\u4ee5\u53ca\u50cf\u5df4\u62ff\u99ac\u548c\u4f2f\u5229\u8332\u9019\u6a23\u7684\u8ca8\u5e63\u9ad4\u7cfb\u4e2d\uff0c\u5229\u7387\u4ecd\u7136\u6703\u5f9e\u57fa\u672c\u7684\u201c\u4f9b\u9700\u201d\u4e0a\u5347\u3002<br \/><br \/>\u96d6\u7136\u7372\u5f97\u5168\u7403\u8cc7\u7522\u662f\u4e00\u7a2e\u5168\u65b0\u7684 Prepper \u65b9\u6cd5\uff0c\u4f46 Preppers \u9084\u8f49\u5411\u8cfc\u8cb7\u548c\u4fdd\u5b58\u4fdd\u5b58\u5728\u96e2\u5cb8\u91d1\u5eab\uff08\u901a\u5e38\u4f4d\u65bc\u745e\u58eb\u3001\u5967\u5730\u5229\u6216\u65b0\u52a0\u5761\uff09\u4e2d\u7684\u91d1\u689d\u548c\u5176\u4ed6\u7a00\u571f\u5143\u7d20\u7684\u7d93\u5178\u704c\u6728\u53e2\u3002\u9ec3\u91d1\u4e0d\u50c5\u88ab\u7c21\u55ae\u5730\u63a5\u53d7\uff0c\u800c\u4e14\u5be6\u969b\u4e0a\u4e00\u76f4\u88ab\u4eba\u5011\u63a5\u53d7\uff0c\u800c\u662f\u5728\u8ca8\u5e63\u8cb6\u503c\u6642\u9996\u9078\u4f5c\u70ba\u5168\u7403\u5546\u54c1\u548c\u670d\u52d9\u7684\u652f\u4ed8\u65b9\u5f0f\u3002\u9019\u662f\u6700\u597d\u7684\u8ca1\u7522\u4fdd\u8b77\uff0c\u4ee5\u6297\u8b70\u8ca8\u5e63\u8cb6\u503c\u7684\u5371\u96aa\u3002\u9019\u5f9e\u6700\u8fd1\u9ec3\u91d1\u50f9\u683c\u5be6\u969b\u4e0a\u98c6\u5347\u7684\u65b9\u5f0f\u5c31\u53ef\u4ee5\u770b\u51fa\uff0c\u800c\u7f8e\u5143\u7684\u8cfc\u8cb7\u529b\u537b\u4e0b\u964d\u4e86\u3002<br \/><br \/>\u5728\u6d77\u5916\u5b58\u5132\u91d1\u689d\u548c\u5404\u7a2e\u5176\u4ed6\u5be6\u7269\u7a00\u571f\u5143\u7d20\uff0c\u5982\u8cfc\u8cb7\u5168\u7403\u623f\u5730\u7522\uff0c\u70ba\u6e96\u5099\u597d\u7684\u8cc7\u672c\u5bb6\u63d0\u4f9b\u4e86\u6a19\u6e96\u7d93\u6fdf\u96b1\u79c1\u5e36\u4f86\u7684\u5b89\u5168\u548c\u5b89\u5fc3\u3002\u96a8\u8457\u745e\u58eb\u5f0f\u9280\u884c\u96b1\u79c1\u5728\u4e16\u754c\u7bc4\u570d\u5167\u53d7\u5230\u653b\u64ca\uff0c\u4ee5\u53ca\u7f8e\u570b\u5916\u570b\u5132\u84c4\u8cec\u6236\u8986\u84cb (FBAR) \u985e\u578b\u73fe\u5728\u8981\u6c42\u500b\u4eba\u7f8e\u570b\u4eba\u8a18\u9304\u91d1\u878d\u6a5f\u69cb\u540d\u7a31\u548c\u5e33\u865f\uff0c\u6301\u6709\u5be6\u7269\u91d1\u689d\u548c\u8ca1\u7522\u6700\u7d42\u90fd\u9010\u6f38\u5f15\u4eba\u6ce8\u76ee\u3002\u7121\u8ad6\u662f\u64c1\u6709\u5916\u570b\u4e0d\u52d5\u7522\u9084\u662f\u570b\u969b\u5be6\u7269\u91d1\u689d\u90fd\u4e0d\u9700\u8981\u5728\u6240\u5f97\u7a05\u7533\u5831\u8868\u6216 FBAR \u985e\u578b\u4e2d\u5831\u544a\u3002<br \/><br \/>\u5e95\u7dda\uff1f\u81ea\u5361\u7279\u91cc\u5a1c\u98a8\u66b4\u4ee5\u4f86\uff0cPreppers \u7684\u6392\u540d\u5be6\u969b\u4e0a\u4e00\u76f4\u5728\u589e\u9577\u3002Preppers \u662f\u8ca0\u8cac\u4efb\u7684\u6210\u5e74\u4eba\uff0c\u4ed6\u5011\u6703\u505a\u51fa\u7406\u6027\u7684\u9078\u64c7\uff0c\u901a\u904e\u8cfc\u8cb7\u5168\u7403\u623f\u7522\u4ee5\u53ca\u5b58\u653e\u5728\u6d77\u5916\u7684\u91d1\u689d\u4f86\u4fdd\u8b77\u4ed6\u5011\u7684\u6295\u8cc7\uff0c\u5f9e\u800c\u4fdd\u8b77\u5bb6\u4eba\u7684\u8ca1\u7522\u548c\u8ca1\u5bcc\u3002<br \/><br \/>Peter Macfarlane \u7684\u9019\u7bc7\u6587\u7ae0\u6700\u521d\u7531 Q \u8ca1\u5bcc\u5831\u544a\u767c\u5e03<br \/>Q Wide Range Report 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